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Briefings and Regulations
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ASTEITALIA has done agreements with primary banking groups that offer loans to the best market rates and for the most different kinds:
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loan for acquisition in the auction
of residential, commercial and industrial immovable properties with first mortgage.
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loan to buy
first or second house with first and second mortgage. Who can have it: employee and self-employed people.
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loan
to build
first and second house with first mortgage. Who can have it: employee and self-employed people..
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loan to
refurbish
first and second house with first mortgage. Who can have it: employee and self-employed people.
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loan
for substitution
first and second house with first mortgage: employee and self-employed people.
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loan for cash money that allows the recovery of cash money for the most varied family needs; it has only first mortgage and only on the first house. Who can have it: employee and self-employed people.
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OTHER
SERVICES
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Amount that can be financed:
normally the maximum amount that can be financed is equal to the 50% of the value of survey of the mortgaged immovable property with a maximum amount that can be given.
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Documentation: identity card, fiscal code, state of family and certificate of residence.
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Income documentation for wage earners:
certificate of work, the last two pay-packets, “modello cud”, “modello 730”, modello unico” of the last year, bank certificate of the last three months, documentation about other possible loans.
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Income documentation for self-employed people:
entering cciaa, “modello unico” of the last two years, bank certificate of the last six months, VAT declaration of the last two years, documentation about other possible loans.
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Immovable documentation:
agreement to sell and buy, act of origin, cadastral cards, possible building condono, building licence, survey of the immovable property.
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